Abstract
Economic growth is impossible without reliable and stable functioning of the banking system. In the current economic conditions the increase ofpublic confidence in the banks, through the development of national deposit guarantee system are particularly relevant. The aim of study can be determined as analysis of international experience of the deposit guarantee system and certain some aspects of the proceedings in Ukraine.
The article presents the classification of of deposit insurance system and its functionality in the leading countries. Also analyzed the existence of moral hazard in determining the size and facilities refund deposits.
It has been pointed the comparative description of the main aspects of legislation deposit insurance in the EU and Ukraine. Analyzed the amount offinancial resources Federal Deposit Insurance Corporation United States of America. Posted certain aspects of deposit insurance in Federal Republic of Germany and the United Kingdom. Also analyzed the Core Principles for Effective Deposit Insurance wich developed International Association of Deposit Insurers.
It has been pointed some recommendations to improvement of the national deposit insurance system.
The article presents the classification of of deposit insurance system and its functionality in the leading countries. Also analyzed the existence of moral hazard in determining the size and facilities refund deposits.
It has been pointed the comparative description of the main aspects of legislation deposit insurance in the EU and Ukraine. Analyzed the amount offinancial resources Federal Deposit Insurance Corporation United States of America. Posted certain aspects of deposit insurance in Federal Republic of Germany and the United Kingdom. Also analyzed the Core Principles for Effective Deposit Insurance wich developed International Association of Deposit Insurers.
It has been pointed some recommendations to improvement of the national deposit insurance system.
| Translated title of the contribution | INTERNATIONAL EXPERIENCE OF THE DEPOSIT GUARANTEE SYSTEM AND THE OPPORTUNITY TO USE IT IN UKRAINE |
|---|---|
| Original language | Ukrainian |
| Article number | 4 |
| Pages (from-to) | 39-45 |
| Number of pages | 7 |
| Journal | Наука молода |
| Issue number | 23 |
| Publication status | Published - 2015 |